Your group already has trust. Collect adds structure.
Every contribution is recorded, every member has a statement, and your group's savings discipline becomes something a bank can understand.
Trusted savings should not remain invisible.
Many groups still depend on cash, notebooks, spreadsheets, WhatsApp messages or one person's mobile-money account. This makes reconciliation difficult, weakens transparency and prevents years of savings discipline from becoming a recognised financial record.
How Collect works
Define its purpose, leadership, rules and contribution schedule.
Onboard members individually through the app or supported assisted channels.
Members save through the app, mobile money or USSD, and receive confirmation instantly.
Contribution consistency becomes a verified record.
Eligible groups may access partner-led credit, insurance or purpose-based finance.
Features for groups that save together
From rotation to accumulation - keep the trust, grow the capital.
Traditional rotational groups help members access a periodic lump sum, but the group capital is repeatedly distributed and depleted. Collect allows groups to add an accumulating model in which savings remain visible and can support shared goals, collateral arrangements and longer-term investment.
Each group chooses its rules. Collect does not force groups to abandon their existing culture or governance.